I was just pondering this very issue. I think one of the reasons some teams end up with spaghetti code is because the developers are smart enough that they always muddle through it in the end. So when it comes to talking about technical debt, there's never a "it's too complicated," there's just "you're not trying hard enough." In that sense, it would help if the developers had a lower pain tolerance, because it would drive us to actually work hard to improve the ergonomics of our architectures.