After trying several tools, I just got to feel a plain text is all I need for my todo list as I don't want to start decorating the list when I have that list to consume first.
For Mac, Unclutter is really useful (which also acts as a clipboard manager) as it gives you instant access to the note with a scroll down from the top of the screen. And I just have the list written in the order of priority under several categories, which are just bracketed text headers and it serves me well.
For Notes, I ended up using Apple's note as it did things fairly and you can attach files and also encrypt individual entries which I find useful to keep sensitive information.
For Mac, Unclutter is really useful (which also acts as a clipboard manager) as it gives you instant access to the note with a scroll down from the top of the screen. And I just have the list written in the order of priority under several categories, which are just bracketed text headers and it serves me well.
https://unclutterapp.com
For Notes, I ended up using Apple's note as it did things fairly and you can attach files and also encrypt individual entries which I find useful to keep sensitive information.