On: US Workers Are Highly Taxed If You Count Premiums

[chrisgd]

I will pay $4,800 to cover a family of 4. If I need to use it, I have a $6,000 deductible (company pays first $4k and I pay last $2k). All doctor visits are 100% deductible until it is fully paid, then $50 / visit. The HSA can be used to pay the deductible and pharmacy costs.

[philjohn → chrisgd]

Yes - so you're worse off.