The 2.5% cash back USAA Limitless card is not available for new applicants, but still works for existing holders. It is excellent. No international transaction fees, good exchange rates, works great with Apple Pay. If it ever becomes available for new applicants again, I recommend applying for it. Where else can you get risk-free instant 2.5% ROI? That's comparable to current rates for 1-year Certificates of Deposit.
Yeah, I snagged it when it was available in my state.
It was labeled as an "online-only pilot" and it was rolled out state-by-state, though I'm not sure all 50 were ever all covered. Then they took away some states and then discontinued it completely. Guess it really was just a pilot program. Was available for maybe around a year?
Best part of the card is that you can redeem any amount of cash (no minimum) and you can redeem it right away, even before the statement closes.
