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I have coworkers like that too, guys who've been working for much longer than me (and getting paid more), without savings. We're not working at a minimum wage job, how do they even manage to spend all of that? Do they not plan on retiring one day? You can't possibly work till the day you die


> how do they even manage to spend all of that?

Oh, that part is easy. I could spend everything I have and more very quickly. It takes a little forethought and willpower (and perhaps paranoia about the future) not too!




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