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Monzo is great, but it's easy for them with their use-case. How do you pay in cash? How do you order foreign currency?

I'm glad somebody is eating UK banks' lunches though, since they're universally awful.



How do you pay in cash?

They've added (this week) the ability to pay in small amounts of cash through the Paypoint network (https://monzo.com/blog/2018/11/21/deposit-cash/) and I believe they'll eventually add support for paying in thorough Post Office branches too. It's still pretty limited, but it's a start!

How do you order foreign currency?

Honestly I had no idea people even used their bank to do this!


How do you order foreign currency?

Honestly I had no idea people even used their bank to do this!

I do this all the time. Citibank has a service called World Wallet where you call a number, and they'll FedEx you whatever currency you want anywhere in the world in 24-48 hours.

I used to just use the American Express offices when I traveled, but as my travel got more interesting, AmEx outlets became less common. Also, AmEx started only stocking popular currencies, while the Citi service delivers pretty much any currency that's legal where you are.


Call a number and get a FedEx? That's so impersonal.

Yes, I'm being facetious, sorry. But it's a good example of how automation enabled more than just cost-cutting.


> How do you pay in cash?

I don’t have that use case but yes, they have announced a service to do that.

> How do you order foreign currency?

I would typically use my card at ATMs in a foreign country (which comes with a small fee above a certain amount). In practice, I almost always need cash abroad for reasons covered by work-related expenses, and I keep those transactions on my Revolut account.




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