Don't know why you are being downvoted. ACA plans are limited and pricey, but health insurance before Obamacare was a joke. Lifetime caps and pregnancy being a preexisting condition, and then trying to get health care by yourself.
We really need an option to buy into medicaid. No deductibles, no co-pays, dental included, network is limited, but so are ACA plans.
Can I ask, would a system like the NHS in the UK ever be viable in the US?
It's not perfect, but it certainly gives us UK residents surety that we are always fairly protected if we were to become unhealthy. Also, they literally don't stop providing care until you're either better or pass away. In that sense, the NHS is really quite amazing.
Are you sure that link is up to date? The latest referenced was published in 2010.
Also the groups mentioned that medicaid can charge are mothers and the disabled. No mention of able working adults. That seems really strange.
Update: just clicked on the summary of one of them. Doesn't even mention the ACA, but other acts: American Recovery and Reinvestment Act of 2009 (the Recovery Act)
Since I work directly on IT systems used in payment processing for a state Medicaid agency, I can assure you that to the extent such agencies can and do impose cost sharing it is correct, though there may have been some tweaks to the parameters (though I don't recall hearing of any changes to the basic rules.)
> Also the groups mentioned that medicaid can charge are mothers and the disabled.
No, it mentions that there are limits on the cost premiums and enrollment fees that can be assigned to pregnant mothers, the disabled, and the medically needy, and that “States have the option to impose higher, alternative premiums on other groups of enrollees, if their family incomes exceed 150% of the federal poverty level.” With regard to cost sharing more generally, it notes that “Certain vulnerable groups, such as children and pregnant women, are exempt from most out of pocket costs”.
We really need an option to buy into medicaid. No deductibles, no co-pays, dental included, network is limited, but so are ACA plans.