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Careful, automatic processes can give you trouble, cancel your service or hurt your credit rating.

I recommend complying with the process, mentally account for the extra costs when you sign up, stick to defaults and avoid complexity whenever possible.

On the other hand nowadays companies do respond to complaints much better than a few decades ago if you file complaints through their websites. Taking it to social media may also result in quick and drastic measures.




> cancel your service

By the time I arrive to this stage, I’ve already got a replacement lined up and all it takes is to flick a switch.

> hurt your credit rating

From experience, the problem eventually gets resolved and they cancel any black marks on your credit report. But personally I never cared about mine anyway.


The other thing about credit reports is that 1) companies not in the business of providing credit have an uphill battle to claim that you're indebted to them, and 2) you can challenge such things, and the law requires them to show evidence.

Due process has favored debtors for some time now, but the information isn't published, leaving shady "credit cleanup" companies to charge hundreds to do what you can do in many cases simply by logging into a website.




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