I’m not sure if it’s the view from your high horse or the tint from your glass house, but the majority of 18-22 year olds aren’t contemplating the implictions of macroeconomic disasters upon their individual lives - or you know, probably not at all.
I’d suggest taking yourself a little less seriously and having a bit of empathy rather than raining down criticism. Soft skills are important, too.
Yeah i agree with this comment. The only thing I’d say is that the point is hard to make in a friendly way. People borrow without consideration all the time, be it money, belongings or even favours. In all these cases there is little respect for the value of the debt the individual has been granted. It leaves me with a bad taste in my mouth when i see people continue to take credit upon themselves without any thinking forward as to how they will service it, or what limitations it may place on them in the future.
I didn’t come from a wealthy background, my parents didn’t go to university, i had debt...but i sure though long and hard about its impact to my life and how i would return it to the lender. I think most of our problems could be solved by simply not over extending ourselves, and when people do it i often am left thinking how inconsiderate they are. This person took nearly $100,000 in debt and had next to no income, how is that sane or responsible?
Good soft skills can certainly land this point better, but at some point someone’s needs to tell people to stop doing stupid things and it won’t feel great hearing it.
Your suggestion is that people who were fiscally responsible at that age should take things less seriously? That people who are unwilling to criticize themselves should be critic-free?
I exaggerate, but while I get your point this article irks me because I know it is an issue, but the author's situation is not typical and she goes to great lengths to distance herself from her own decisions. Here's how I could stomach this better: "I screwed up in not realizing 100k is a metric shit ton of debt to take on even as my mother told me it was a horrible idea. This is something we as a society can improve by....."
I’d suggest taking yourself a little less seriously and having a bit of empathy rather than raining down criticism. Soft skills are important, too.
Cheers ;)