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I find it hard to feel sorry for her. This is what happens when you only live in the moment. Going to grad school out of the country is exciting. However, doing it without any research on your loans was dangerously impulsive. She didn’t state the reasons, but I would guess it was to impress or stay with friends.

I lost all sympathy when we she decided to live in one of the highest cost of living cities in the world. It is a simple choice. Delay satisfaction or live outside your means. She displayed a consistent pattern of living outside her means. Don’t be surprised when you realize that you’re not rich and these actions have consequences.



"When I was 18, I fully believed that taking out student loans was the only way to achieve my dream and my parents’ dream for me — to transcend my working class upbringing."

This is not living in the moment, not at all.




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