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Its a simple query of 2 values, current EBT Food Benefit and current EBT Cash balance. There isn't terribly much to support, and the "service" itself is a simple database lookup that is near zero cost to perform. API access for this should be free, its a public good.



Unpopular opinion the US Post office should offer minimal banking services and SS, Unemployment, and EBT transfers should be always to those accounts.


In the EU, all banks are required to provide basic banking services, including a debit card, to anybody who does not currently have a bank account. This practically killed cheque-cashing shops in the UK, and provided a significantly higher quality of life for workers, as well as simplifying payroll - direct debit can now be provided to all workers, there's no need to provide a cheque option.

The issue, of course, is that the US Visa/Mastercard system is an often-offline, pull-based system - meaning that a card set up to always require online transactions may be unusable, preventing banks from providing accounts with a debit card without the potential for an overdraft.


It's not a very radical idea either! https://en.wikipedia.org/wiki/Postal_savings_system


It's only really radical in the US.

More recently I've thought considering that we now only have 4-5 large banks it makes more sense than ever since after 40 years of mergers that are 4-5 banks left and they are abusing their monopoly power.


If that were the case, I'm not sure how helpful it would be. Have you tried to get into a post office lately? Frigging places are never open during hours that people who work could get in. But I suppose that wouldn't be as much of a problem for social security and unemployment...


I haven't needed to physically go to my bank in a very long time.


I can go before or after work, lunchtime, or Saturday morning.




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