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The _only_ benefit of a large bank like Wells Fargo is that they're nearly everywhere, and I can deposit or withdraw money from any branch without paying a fee.

They do not offer any other service or product that comes close to competing with my local credit union (or even most small banks).




If your credit union has shared branching, they're everywhere too.

https://co-opcreditunions.org/locator/


Shared branching on credit unions is awesome.




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