Finding out "Who is a terrorist, and what are they going to bomb?" is a much tougher problem than, "What information can I glean from Facebook, MySpace and Twitter to indicate this person might be a higher credit risk?"
For instance, I imagine a high number of updates on a Facebook profile containing the word "drunk" might lead to a higher risk profile for auto insurance.
For instance, I imagine a high number of updates on a Facebook profile containing the word "drunk" might lead to a higher risk profile for auto insurance.