Every single one of them lacks critically useful properties of bitcoin, and arguably don’t fall under the definition of “cryptocurrencies” at all. Usually the way you get instant transactions is giving up decentralization/trustlessness or giving up guarantees about transaction permanence. You might as well just use a bank.
Sorry but even the lightning network leads to more centralization. You still have to open and close each end and not every individual can do that because that’s already 2 on chain transactions.
Network topology centralization is not even remotely the same as concensus centralization. Having a highly centralized topology is mildly bad (but probably avoidable) whereas centralized concensus completely eliminates the usefulness of cryptocurrencies over various trustful payment systems.
