On: Coinbase Commerce: merchants can accept multiple d...

[lojack]

> Everywhere else, all you need to transfer money is the name of the bank, account holder and account number.

I'm curious where you got this bit of information? All I need to transfer money in the US is a routing number and account number.

[sangnoir → lojack]

> All I need to transfer money in the US is a routing number and account number

While this is true, Routing + account numbers are less useful as this information can only be shared with trusted parties because anyone with this information can trigger a debit(!) against your account. For all the other countries I know, the worst anyone can do is deposit money into your account.