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Additionally, this extends to the usage of latent or inferred variables that behave as a proxy to a protected class - so neural networks and other discriminative approaches outside of a distinctly diagnosable decision tree, could be in a rather grey area legally if used for credit scores, etc.

It's possible that the upshot of a legal challenge could be a crippling cap on the accuracy of models as they explicitly avoid any information derived from any protected factors.



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