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> The issue here is the phrase "fair share" - why is it a fair share? Because women get into fewer accidents? Cool, what if we get out of the statistical data that black people have more accidents(this is just an example, I don't know if they really do)?

Because actuarial tables say so. Insurance companies that decided it did not matter folded or changed their opinion after the losses

So every insurance company in the EU collapsed after charging people more depending on gender was banned EU-wide?

They leveled the prices at the higher rates.

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