I think that your thinking is too shortsighted. Autonomous driving, if it's going to be as rosy as you and I both think, is going to be what kills much of the auto insurance industry. What we have now are more serious and more frequent accidents compared to the ideal future, yielding higher premiums. Higher premiums --> higher cashflow --> higher profitability for insurance companies. Sure, they want to see fewer accidents - but if it's to an extreme to the point where competitive forces dramatically bring premiums down, the insurance business won't be so great. I see insurance companies lobbying very strongly against autonomous driving in the near future.
