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The article has a serious point (there's no insurance against life, other than your own ability), but I too found the jump from an anecdote to a conclusion (with scenarios mentioned already being unrealistic) distracting.

That being said, I don't think this reflects negatively on Tony. There are many other writers who I respect who show this annoying tendency (somebody has pointed out that Malcolm Gladwell and Thomas Friedman are especially prone to this).




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