On: Equifax security freeze PINs are the timestamp of ...

[Pxtl]

A blockchain is public. You want everybody's credit public?

[andrewjl → Pxtl]

The data isn't public if it's in encrypted form. When you apply for credit, you'd decrypt it with your own private key and re-encrypt it with the creditors private key and send it to the creditor, they would then decrypt privately, process the application, and discard the data.

[sokoloff → andrewjl]

> you'd decrypt it with your own private key and re-encrypt it with the creditors private key and send it to the creditor

Creditor's public key, not private key.

[andrewjl → sokoloff]

Yes, goofed on that one.

[bga → Pxtl]

No, blockchains are magic technology that makes money appear out of nowhere and hides all activity from evildoers.