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Stripe probably tracks the relative usage of each API version. If they found a lot of their users were stuck on an old version, that would point to a bigger problem than just some per-request overhead.

I'm not sure how true that is. In my experience, integrations with online payment services are mostly write-only code: you do it, you test it, and then no-one goes near it once it's in production unless there's some sort of known bug or security issue.

Literally the last thing I want to do with working, tested code integrating with the service that collects money for a business is make unnecessary changes that might break it. I know several businesses that use versions of APIs that are several years old with services like Stripe, because they have no need to change.



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