And this is not was I was replying to. Gp was comparing this to a chargeback.
But now that you bring up governance, bitcoin is essentially being steered by a handful of mining pools, not by loosely knit community of private individuals :)
Then seems to me it's on its deathbed, not in its infancy. A handful of Chinese mining pools will decide which fork retains any value...so much for decentralization.
Who do I call if bitscoins just evaporate from my wallet thanks to this fork?