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If you want to make it for much longer than just a decade plan for those once-every-in-10-years dry spells and accidents and SAVE. Sock money away as if your life and career depend on it, one day they will and if you don't have savings you will end up in trouble. Save 20% of your gross at a minimum, then, once you reach 100K or so of rolling reserve you can relax and start spending a bit but really try to maintain that reserve.



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