In many ways, this is better, since a skimmer can't grab my pin and credit cards have rules where they must immediately refund fraudulent purchases, while debit cards are often much more difficult to reverse.
Your PIN being skimmed is refunded in The Netherlands without any problem. They usually use the combination of the magnetic swipe and your PIN. Restricting bank cards to just EU reduced this fraud to around 15% of the original amount. See https://www.rtlnieuws.nl/nieuws/binnenland/skimmen-met-80-pr.... This was implemented around 2012.
In the Netherlands, magnetic swipe has basically been phased out. You are now supposed to use the chip (and obviously still PIN). I think this happened around 2014, basically, the 'swipe' part of almost all readers is now blocked by a sticker that instructs you to use the chip. I'm not sure if the sticker can be moved in case you really want to swipe.
Tap-payment is also being rolled out quite rapidly. It's about 1.5 years old and I'd say I now tap for 70% of all transactions.
In many ways, this is better, since a skimmer can't grab my pin and credit cards have rules where they must immediately refund fraudulent purchases, while debit cards are often much more difficult to reverse.