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> Any applicant with a reported history of non payment is a big red flag and would likely be denied.

Directly from the article:

> My application was denied due to their system show that some management company filed missing rent in 2011. Which is not true I have zero collections or public records.

The point is they were lying.




Or the data was wrong.


Most likely the data was wrong. The credit report industry has a 20% error rate.

See the old 60 Minutes investigation on this.

http://www.cbsnews.com/news/40-million-mistakes-is-your-cred...


They can request a copy of the report.




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