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Except for the fact that nobody in their right mind should be buying Bitcoin with the intent of using it to buy goods and services (with the possible sole exemption of goods and services you hope to attain over the internet anonymously).

Not only is there no real advantage to buying anything else with Bitcoin versus a credit card, but the downsides are astronomical: forgetting a password, getting a virus, or keeping your currency on an exchange gets hacked can result in irrevocably losing every Bitcoin you own.

As someone who is bullish on cryptocurrencies, I don't understand how anyone can think that their properties are suitable for use as a form of money by the general public.



I would agree if you said "Bitcoin vs a debit card", but a credit card has a serious disadvantage: 2% fee on merchants.

Percentage based fees are so lucrative that banks are offering all sorts of bonuses to credit card users: discounts, cashbacks, line of credit, etc.


I wouldn't want my paycheck in Bitcoin, but it has so far proved to be one of the few fairly well adopted technologies for handling micro-payments.




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