In a society where bank accounts are free (and allow access to the resources of the bank) and lawyers work pro-bono, I don't think "silver spoon" is how I would describe people have access to either.
A banker and a bank-account are two different things.
Pro-bono lawyers aren't going to be pro-bono for long when they figure out you can actually pay them. That doesn't really help his cause though.
The serious lack of any understanding with regards to how difficult a situation not having responsible parents that give you a serious leg up is betrays both your youth and your own upbringing.
I'm not attacking you, I'm just saying that it pays to remember that not everyone has all the options you do available to them. Certainly not to the extent that it means they would never see the benefit in asking HN for advice.
