> If your account is locked out after 3 failed login attempts, if they limit to one attempt per second,
The point of effective passwords isn't that someone is going to guess it on login - it's that if the database gets dumped all the passwords aren't recoverable from the hashes.
The security of passwords at rest depends on how they are stored. Further, if an SSA database is dumped, passwords won't be the data exposure people are upset about.
The point of effective passwords isn't that someone is going to guess it on login - it's that if the database gets dumped all the passwords aren't recoverable from the hashes.