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> You use the url of the site and your different logins to generate different passwords. What's so difficult about it.

Your suggested solution of "not using your actual login" requires me to remember something that is not related to my login. This means that for multiple different accounts I need to remember twice as many things. Which makes it impractical (they can't be linked to my account or else my profiles will reveal the information).

> Imagine this: I have 3 google accounts, ...

I have ~8 different gmail accounts, all of which are used for emails. Yes, they're for different purposes but your scheme won't help differentiate them without also giving away my logins.




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