Many people haven't been lucky with credit cards, does that mean credit cards are unsafe as well? A lot of the "risks" of using debit cards are hypothetical or extremely rare scams. The more common frauds can impact credit or debit card holders alike, and typically have robust protections and straightforward remedies.
These "don't use debit cards, they're risky!" warnings are extremely reminiscent of the BS TSA regulations. They don't represent a sane, robust risk assessment, they represent merely an overreaction to certain very unusual risks.
I'm not sure what "extremely rare" means, and I don't have any facts one way or the other.
What I do know for certain is that credit cards have a number of federal regulations protecting consumers from fraud, and debit cards do not. I also know that with debit card fraud, it's YOUR MONEY that's stolen from you. With CC fraud, it's not.
Most importantly, I know that a CC is superior to a debit card in every way. That there is definitely more risk with a debit card, and absolutely no reason to accept that risk, unless you cannot qualify for a credit card. And because of that, I think that doing what you did here, advocating that any skepticism of debit cards is "FUD" is irresponsible. That's why I've replied.
Internet, identity and "Credit Card" fraud (including debit cards in that) is the fastest growing category of crime in the country according to the FBI.
"I know that a CC is superior to a debit card in every way."
Then why do they still exist? Yes - this is a snarky question, but a valid one, IMO. If they are so obviously bad and horrible, why do they even still exist? Why is there even a debate?
These "don't use debit cards, they're risky!" warnings are extremely reminiscent of the BS TSA regulations. They don't represent a sane, robust risk assessment, they represent merely an overreaction to certain very unusual risks.