I suspect that the problem would not be huge (but it would need addressing). The key would be making accessing the emergency safety net sufficiently unpleasant/inconvenient as to dissuade casual fraud. (The welfare equivalent of being put on hold.)
The key questions in my mind are:
(a) how do we prevent people borrowing against it?
(b) what to do about kids of people who squander their basic entitlements, but it's not like the current system handles this issue well.
The key questions in my mind are:
(a) how do we prevent people borrowing against it?
(b) what to do about kids of people who squander their basic entitlements, but it's not like the current system handles this issue well.