This, we went with Stripe before but apparently hosting is too high risk and (they claim) their banking partners did not want to do business with our little Irish startup. No such issues with bitcoin
Are you the owner of Ezfile/Filecloud by any chance? If you are, I'm actually quite curious to discuss payment processors with you. Last I checked, you're using Amazon gift cards and Bitcoin. Have you had any luck getting access to credit card processors? Also, what fee per transaction would you consider to acceptable from a CC processor for your category of website (with the ability to let users pay by subscription)?