Indeed. The cost of living is a powerful multiplier as long as you don't overspend. The same car is that much cheaper in a high COL area, you can contribute more to your retirement, and so on. The problem with living in a low-COL area is, even if you save a very high % of your income, you're "stuck" and unable to move somewhere cheaper. There's a reason New Yorkers retire to Florida. You have options.
That doesn't mean it works for everyone, but do your own numbers and make your own decisions.
That doesn't mean it works for everyone, but do your own numbers and make your own decisions.