Community rating: the healthy (e.g. young) must pay for the higher costs of the not-so healthy (e.g. the elderly).
That's rather anti-progressive, no? Force the young and poor to pay for the old and rich? It's great politics, however, since the young don't vote and the old do.
Under the Senate bill, insurers on the individual market are allowed to charge older consumers up to four times as much as the young. (Right now, of course, there’s no limit on how much of a surcharge you get on your insurance for age.)
If your family income is under 400% of the Federal poverty line, then you will get a partial subsidy to buy private insurance, and IIRC more people will qualify for Medicaid. So poor people, young and old, are not being screwed here.
That's rather anti-progressive, no? Force the young and poor to pay for the old and rich? It's great politics, however, since the young don't vote and the old do.