When the US government adopts an employment policy private companies usually follow. Either because they do business with the government and have to comply, or it affects so many people there's a shift in norms.
30 year fixed mortgages are actually not as good of an idea as you'd think.
I actually spent a significant part of my early career working with real estate economists.
A bunch of economists I know actually lost money fixing their mortgages in 2008. They fixed at too high a rate and weren't prepared for the low interest rates environment.
> My second advice is to always behave as if you are going to leave tomorrow. This will prepare your team and your peers and even improve your lifestyle.
"Open [to expererience] people can be perceived as unpredictable or lacking focus, and more likely to engage in risky behaviour or drug-taking. Moreover, individuals with high openness are said to pursue self-actualisation specifically by seeking out intense, euphoric experiences."
> I must admit, I read this and failed to find any profound, deep way that these coders are different.
I have come to the same conclusion.
> Seems like they just worked hard.
I would like to draw another conclusion. Fitzgerald operated live journal from his bedroom as a teenager - so he was at the brink of new technology. Same effect that gave rise to Bill Gates.
There are probably more effects at play, like working for a company that does not waste your time doing bullshit tasks and having a mentor to get you started. Even a like minded individual will increase your chances to overcome obstacles.
Sounds like office workers only.