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Scrolled through first half of the page, learned that this is a web app that allows me to "see my money", that it's private, "makes things simple", and that it "revolutionizes financial management".

Is it really so hard to explain what your product is on the landing page? It's not just this app, it's most of the products promoted on HN. Also every other cloud app promises privacy until private equity shows up.


Can you please share your feedback? If not like this, according to you, if you were designing this landing page, how would you explain?

Currently my goal is to get feedback. Yours will be really helpful.


Adding the text “it’s a financial management app” (or whatever description is more accurate) would make it clearer for me.

Noted, i am outside right now but I will update the site and write clear message like you suggest.

It always struck me as odd that people get emotionally attached to, and even make sacrifices for, work they do for a company they have no ownership over. It's just weird, but you hear so much of it in the tech industry. At least unionise first.

Agree with the overall perspective, but the union thing is marginal at best. Do you think swearing alliance and allegiance to a different org, delegating authority to it, and funding it is a guaranteed success? The game theory of this is tipped to iterate to failure.

Just plug in to something you like, do your best, and recognize it for what it is. You should have neither an adversarial nor misrepresented relationship. If you have it, you by definition support it.


Some people work for a company whose mission they believe in.

Totally agree. Bewildering even how many people I know that gladly spend what would otherwise be free time just whittling away on more work when they’re salaried and that work isn’t likely to result in more pay.

The robots that push the feed increase feed consumption thus yield. The cleaning robots prevent illnesses like hoof issues and mastitis, thus increasing yield. Milking the cow when it wants increases yield, as a cow can milk itself more than the regular 2 times per day. RFID tags on the cows allow the system to give extra feed to cows that produce more milk, which saved money and increases yield. The list goes on. A stressed out ill cow isn't profitable. Systems like these are widely used across Europe. They're not only profitable, but also incredibly convenient for the farmer.

The US stock market is exceptional, but that doesn't mean other markets don't grow. The global expected returns are around 4% annually.


The standard claim is that "even if you bought at the absolute worst time, if you held for 10 years you would have been positive after inflation". This statement is true for the US stock market, but not true for many other stock markets.


There's "lost decade" periods in the US market as well, that's why you shouldn't invest in a single market, and should apply unit cost averaging instead of dumping all your money at once.


The actual quote is "THIS IS A GREAT TIME TO BUY!!! DJT", which makes DJT either a signature and a call to buy the market if he can form a valid sentence, or a call to buy NASDAQ:DJT if he can't form a valid sentence. Take your pick. It's market manipulation either way.


On DJT: Donald John Trump.


Since the press in Poland wrote about this, I'll add a little context. According to the Muzeum Historii Ziemi Kamieńskiej's spokesperson, the knife is actually up to 3-2,8. They used the X-ray fluorescence method to come up with that number. The dating is being disputed, as it was rushed out after the discovery, and it's not like you can use carbon dating on metal. There's still chemical analysis to be done, but that doesn't give accurate results either. Some scientists point to the XVIII-XIX CE. Apparently some experts had a look at it and say it's from the Middle East, and if made of brass it could mean it's from I BCE, and it's been stylized to look ancient.


> the knife is actually up to 3-2,8

I'd be surprised if it was 3-2.8 years old.

> The dagger isn’t Ukowski’s first big discovery. Last year, he found a broken papal bull—a pope’s engraved lead seal—that may have been linked to Clement VI.

As you also say:

> it could mean it's from I BCE, and it's been stylized to look ancient.


Looks like a run-of-the-mill opinion. What's the story here?


John Carmack has earned more attention for his opinions than most people, especially when it comes to game development.


It's a well known developer paying lip service to people here who are strongly for LLM and generative art.

Not much otherwise.


It really is a pretty measured and reasonable take.


Don't try to reason with this population collapse nonsense. This has always been about racists fearing that "not enough" white westerners are being born, or about industrialists wanting infinite growth. For some prominent technocrats it's both.


The welfare state is predicated on a pyramid-shaped population.

Also: people deride infinite growth, but growth is what is responsible for lifting large portions of the population out of poverty. If global markets were repriced tomorrow to expect no future growth, economies would collapse.

There may be a way to accept low or no growth without economic collapse, but if there is no one has figured it out yet. That's nothing to be cavalier about.


The welfare state isnt predicated on a pyramid shape but the continued growth of the stock market and endless GDP growth certainly is.

>infinite growth, but growth is what is responsible for lifting large portions of the population out of poverty

It's overstated. The preconditions for GDP growth - namely lack of war and corruption are probably more responsible than the growth itself.


> The welfare state is predicated on a pyramid-shaped population.

America isn't a welfare state, I think this much is clear :) It's welfare for the rich only.

> Also: people deride infinite growth, but growth is what is responsible for lifting large portions of the population out of poverty. If global markets were repriced tomorrow to expect no future growth, economies would collapse.

We don't have infinite resources so infinite growth is just impossible. And a fairer distribution of wealth can also lift populations out of poverty. The problem is the people that have a lot of wealth also have a lot of power they can wield to keep it that way.


Hayek has been lobbied by US corporations so hard for so long that regular people treat the invisible hand of the market like it's gospel.


So Klarna's business model is people missing payments on a regular meal? Does something similar work anywhere outside the US, or is this a US thing?


Klarna is a Swedish company, and is one of the biggest players in the online payment market in Sweden. Swedes can run up unsecured debt with the best of them. And yes, you've been able to pay your DoorDash equivalent in Sweden with Klarna for quite a while now, without it ever having made the news.


Like a credit a card, charge the merchant a fee. I think its around 4% which is why i am surprised door dash did it, usually on higher priced goods with more margin.


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