Thanks for asking, agree health insurance costs in the US are high and a real concern. We fully cover the costs of health care (medical, dental and vision) premiums for our US employees and their dependents, so they don't pay a dollar towards coverage while employed. Additionally, for those who opted to take this offer, we did include COBRA coverage to help offset those costs for them as well.
The protocol XMTP is built to last forever and will outlive us all, the name of the company is a reminder that if the company ever went away that the protocol must be able to live on. Requirement for decentralization.
