Did the same thing at my university years ago. I was able to duplicate and switch IDs on the fly with just one device (part of a senior electrical engineering project that is way too public). Things like COIN are appearing on the market, making duplication far too easy. Having physical access to student ID cards means you can clone them, you need something that does bidirectional authorization if you want to be secure but that costs too much and takes time to upgrade. Easier to lock down the important stuff with ID + something (fingerprint or PIN) if you really want to solve this problem.
I can relate, it is hard to balance the loathing/apathy, ambition, and family. Family comes first, so maybe the hours spent on the side project needs to be re-evaluated. If you have a relaxed environment, maybe you can layer your work and side project. Maybe you might find a coworker who also can help out. I would recommend talking to your manager to see what options are available (less hours, more pay, more challenging work). I like to believe good managers exist who would be able to help (somewhere, maybe just not at your place).
I try to make challenges at work by looking at things another way (e.g. switch a programming language or ask for another opinion). That will only increase stress though, so be careful because you might be in a good place if the work is easy and expectations are low.
What is your goal for the side project? Money, experience, or curiosity? Can you find another way to either get more money or more experience that won't involve you spending an extra 5 hours?
I can let you know that in my case I spent a small time looking around and evaulating options ultimately finding a slightly better job. Be optimistic.
The 2000 character limit removed the aim part... I just want to build a business for the sake of it. I want a good wage. I don't want to be a multimillionaire (but would be nice) - I just want security and the ability to work for myself.
With regards to making work more challenging in the day job, that's the problem. They aren't open to anything. It's all set in stone. Hell, I'm not even allowed to refactor or write unit tests. Unit tests here refer to manual testing checklists.
So curiosity is the primary motivation. You don't have to be first to market. That makes it easier, you can focus on making it better. Or just launch it now, you will get a different experience (e.g. Kickstarter or something). Breaking even and making money takes a long while, so you have to be able to fix the day job first.
Have you tried a lunch and learn to build up a case? Teaching people something new and answering questions is a different type of challenge and allows you to build some support to fix things that seem to be set in stone. Is there any way to do your day to day a different way? What about trying a new tool to record testing results?
