Depending on jurisdiction, booting a paying customer in this manner can be illegal, and the terms of service cannot be used as a shield for breaking the law.
Encouraging others to stand up for their rights in not a uniquely American trait.
It's single threaded to this day. A widget hanging on a webserver can lock up the whole desktop. It needed a rewrite years ago, and things have only become worse regarding tech debt.
Lower interest rates could make borrowing more attractive (the entire premise for lowering them), which can drive up prices. Current monetary policy could also drive up prices through inflation.
Zip the git repo and upload to telegram as an attachment. Network admins won't be able to tell what you did, just make sure the filename is cat_memes or teambuilding_photos.