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Since the company the article is about is a new fintech, I’d say users should be comparing to online banks and not the old guard retail banks.

I.e. Marcus, Amex, citizen access, etc. note those are tied to very reputable businesses too.

Then there’s the hundred or more high yield online banks that are more unknown like live oak bank and others.

Choosing either of those two group to compare to, which since gotta was an unknown online bank seems far more appropriate than a legacy retail bank, and yotta’s interest rate is bad.


For fucks sake, Nobody's comparing anything, I'm just replying to a guy who said "Most major banks did not offer such a rate in a generic mass market liquid savings product."

Just because there exists a few places you can get such interest rates doesn't make that an untrue statement.


Google’s unofficial/official core policies are great too!

Like the well know “all discussion must be self destructing or cc the attorneys so no one can find our evil plotting”


Here’s an interesting cautionary tale on radioisotopes. The goiania incident: https://en.m.wikipedia.org/wiki/Goi%C3%A2nia_accident

Not saying the batteries would be this bad, but having widespread sources of radiation in the hands of people who know nothing is a bad idea. Even relatively benign ones like Ni-63 can go sideways if someone ingests it.

These batteries seem to be intended only for very specialized niche applications, which is as it should be.


For a polar bear? I guess in theory it’s possible but I’ve never heard bear spray recommended for polar bears.

If you want to go backpacking in Svalbard I’ve heard you need to rent a gun and also set up alarm trip wires around your camp. Polar bears are built different.


Small sample size for polar bears in this study but it has been found to be effective.

https://www.bearwise.org/wp-content/uploads/2017/07/efficacy...

With a guns you might need one or more well placed shots, and if you're not trained and proficient, that will be almost impossible if you find yourself in a situation where a bear is charging at you. Pepper spray can be a lot easier to spray in a bear's face in such a situation.

Might be best to have both spray and a gun handy, though.


As far as groups of people selecting the “dumbest” people for a task goes, wapo’s selection of subject matter experts barely registers in terms of consequentiality compared to a lot of examples.

What is the proposed alternative to governments? Some Religious utopia?


Well, some governments are less ethical than others, as the US is about to find out


US citizens are about to find out that it’s important to know something about the philosophy of the people they vote for. When the basic services dry up, roads fill with potholes, no more cheap labor is to be found, and the checks stop arriving in the mail and instead go to corporations and oligarchs they will have learned their lesson. Hopefully it will not be too late.



Anarchist based “governments” offer no solution other than a some odd years of rough living and then being invaded by a superior military force and put under a dictatorship.


Anarchy.

There are many flavours of it, a former partner believes in a communist flavour that abolishes money, I used to know someone else who wanted anarcho-capitalism.

I'm not convinced any are stable, I think organised groups weild power much more effectively and in so doing sieze power from any attempt at anarchy — which is a shame because more personal freedom is also appealing.


I’m going to have say any flavor of anarchy falls under religious utopia.

most seem to require utopian ideals like do no harm principles.

Too bad there’s not a real life example of any alternative people can point to. Wonder why that is, perhaps it’s because they are only possible in dreams.


Utopia yes, not clear why it would need to be specifically of the religious kind, as "Christian anarchism" is simply yet another possible kind of anarchism so far as I can tell — religion does not seem to be an innate requirement for all of the other varieties.


I've read about the Russian Revolution and changed my mind. Anarchy was exploited by the Bolshevics to gain power then pourge all of their opponents.

Yeah I agree: anarchy is either law of the jungle or tyranny, and people faced with that choice pick tyranny, either themselves or with… help.


Yeah he RBG’d American real hard. Not only the late drop out after the primary, but also he put in D- effort into selling his work during his term. I think he did many decent things, but sold them like a wet sock.

lack of good messaging around the economic policies was also a big factor during Harris campaign. They could have attacked Trump on tariffs but mostly gave him a pass. Also mostly gave him a pass on not debating. Was puzzling.


Being from California, I couldn’t see what the ads were like and I’m extremely curious about something.

Were there a bunch of ads explaining why tariffs are going to cause pain and raise prices? And would be likely to spike inflation again?

I’m guessing no due to the election result but please confirm.


You can’t explain things like that to most voters, it just won’t work.


> Were there a bunch of ads explaining why tariffs are going to cause pain and raise prices? And would be likely to spike inflation again?

Yes. They billed it as the "Trump tax."


Stop start engines on non-hybrid cars are a shock. Takes that delayed throttle response to a new level.


That sounds like a setup for a bank robbery in a novel


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