I understand it as if you stay hungry you are being foolish. If you are hungry eat.
So the way I see it as if you have an idea or something, go for it, cause if you are going to just stay with the craving of doing it, but never do, you are being foolish.
Put a standard of 8 character minimum, and hackers will start targeting 8 characters+
For example, if they are using brute force they will start it using 8characters, or use dictionary words with 8c +. Still 8c is better then 6.
Just install a password manager, or "develop" your own "algorithm" of how you create your passwords. For example a password "Hackernews"; move each character once to the left, which would give: Jsvlrtmrd. Obviously this "algorithm" has to be change every few websites, or somebody will find out your pattern.