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Talking about US mortgages without referring to the FDIC guarantees shows that the writer is not actually knowledgeable.


What does the FDIC have to do with mortgages?

Isn’t almost all mortgage debt immediately sold to the government (Fannie Mae/freddie Mac/ginnie Mae)?


I wonder if the value of life for those whistleblowers no longer around is the same...


Exactly. 2.5 mil is not peanuts. Yes, you can always get more data. But let's not pretend 2.5 is not sufficient to establish statistical relationships.


Sure, but it's a large sample based on self-report instruments.

This is definitely evidence, but I do share the OP's concerns around controls and would regard this finding as somewhat likely to be biased by the kinds of people who both a) have internet and b) are willing to respond to a really, really long poll.


Set a memorable verification phrase with your friends and loved ones.


No it was not. It was bland, linear, empty and it felt like an asset flip of fallout 4.

At least fallout 3 and NV had some great RPG elements.

Fallout 4 and Starfield were not great.

The graphics engine was dated 10 years ago, it's now comically underwhelming.


QA was better. The game was released with significantly less bugs than their previous entries.

And you can say what you will about the engine upgrades, but they are there.


Show us how it performs against other models on the M3, M4 and M5 competition.

This is the gold standard of forecasting tools.

Moirai stands for fates [https://en.wikipedia.org/wiki/Moirai] in Greek mythology


How did you diagnose you had Long Epstein-Barr?


Not the parent but speaking from (multiple) EB occurances, you can get a mono spot test if it's suspected. My last rodeo, it took excluding hepABC, AIDS, cytomegalovirus, and finally a mono spot (along with liver enzymes testing 2x a week for the month I was bedridden...)


yeah - who knew that being barely able to cover your basic needs but nothing else would cause the younger generation to be less optimistic about the future? Preposterous I tell you!


That is really cool, but for it to be useful you'd need:

1) Some safeguards re privacy and data ownership. Do you just send the file to the web? Do you run everything locally? 2) Can open interpreter be used with voice? So, what if I don't want to type but I want to dictate?


Amen to that. Can I add the following:

- 5 different ways to do wide to long and long to wide over the years even in the tidyverse. - A lot of dependencies to connect to DBs and difficult programs. Rstudio/Posit does have some premium libraries but they should be made free and bundled with the tidyverse to really promote the ecosystem. - Shiny support to save interactive charts and tables. This is a massive problem for me. If I have a heavily stylized HTML table with a bunch of css, I need to rely on webshot, webshot2 which are both alpha or beta versions and they are poorly documented. How can I evangelize R if my deployments cannot be used properly by my community?


What are the premium packages you're talking about? As far as I know all of our R packages are 100% open source.

I'd love to hear more why you're using webshot etc to talk screenshots of your shiny app. A more typical workflow would be to generate a separate HTML/PDF with quarto/RMarkdown.


Thanks for responding and your amazing work with the tidyverse. I am the "R-guy" in my finservices company and we have a paid rconnect dev/qa/prod and rserver pro licences for a few hundred users.

The packages I think are the dependencies of some DB connectivity libraries. https://www.rstudio.com/tags/databases/ - these are the ones I was referring to.

Re webshot my use case is: I have a heavily modified DT table in a shiny app. Users log in, play around with the DT table, update ggplots etc and then download the snapshot and send it to a WORD file. I can't move away from word and use html or pdf because we need the word file formatted by editors for publication and they need to follow the corpo guidelines. So, I am having to use webshot to grab a screenshot of the tagged html instead of natively handling it. I tried using officedown and a few other methods and it just didn't work.

ps: I hope the rebrand goes great and I am rooting for you.


Oh, you mean the pro drivers? Unfortunately we can't give those away because we have to pay several $100k a year just to get access for our customers. Most of the pro drivers do have equivalent open source versions that you should be able to use instead.

Hmmm, I'd still try generating the table with quarto (since you can output word documents), or try gt (https://gt.rstudio.com), which I know has much greater control over output, and supports RTF output (https://gt.rstudio.com/reference/as_rtf.html) which should import cleanly into word.


PDF in knitr is tied to TeX. Webshot and other capture is better because CSS styles work without translation to TeX.


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