For what its worth, the whole idea of giving you all, a team none of my employees know discretion over their 401k seems like a terrible idea. You had my interest until that part. Maybe others are interested but as a CFA Chartholder and someone who manages institutional money to me discretion is often used at precisely the wrong time no matter who is doing it (especially worse when its not your own money or dont have skin in the game).
It is interesting though, dont get me wrong. These type of services the country needs more of as the current model is more than broken.
Thanks for the feedback. To clarify, we are not an active investment manager. We follow a strict investment process and aren’t making changes on a regular basis. Our portfolios have a long term investment objective and are matched to each employee’s personal risk profile. We do not try to time the market. The IRS/DoL requires plan sponsors to monitor plan investments, so we take discretion over this to reduce the burden on the employer and reduce their liability.
Our team used to manage institutional money at the largest asset managers, and includes a CFA charter holder. Our portfolios are built using the same quantitative methods used by institutions, and seek efficient, low cost diversification.
