1. Yes Capitalism
2. Just waiting for the bubble to pop, when investors wake up to only Nvidia making money, and all that money will flow somewhere else.
As I broke away from windows a few years ago, I used the default terminal in popos, then got a Mac as my work machine. Then broke away from vscode to neovim and didn't like the default Mac terminal or iterm2, looked for a cross platform terminal, found alacritty and haven't looked back.
Are there other non-gpu accelerated terminals that would work just as well? Probably, but alacritty is installed, configured and works well for me