> Normally the garbage collector fires up as soon as the Ruby interpreter thinks it needs to, which possibly results in hundreds of milliseconds of latency. With the Out-of-Band Work feature, you can run the garbage collector outside the request cycles so that garbage collection runs inside cycles are much less expensive.
Does it help to have a brokerage that has only 401k rollover IRAs and another brokerage that's used for backdoor roth? (I'm guessing not). I've been postponing a 401k rollover for the reason you state.
No. All of your pre-tax IRA accounts across all custodians are used when figuring out the taxes of the backdoor Roth. However, if you have a 401k at your current job that has good investments you may be able to roll your IRA into you 401k plan. That will clear out all the IRA assets to give you a $0 figure when performing the backdoor.
If you define "unused" domain as "doesn't have a working website associated to it" then this definition is (imo) wrong. The internet is more than just websites. I have several domains that don't have any websites associated with them, but I still use them for things such as email, hostnames, etc.
Google Voice is great. I'm currently using the T-Mobile $30 plan (5 GB data, 100 minutes voice) in combination with Google Voice. The amount of included data is more than sufficient for me, and for voice calls I use Google Voice via VoIP (Hangouts dialer).
Project Fi is more expensive than the T-Mobile $30 plan but it does have some significant advantages. You can use Sprint's entire network as well, you get unlimited international roaming (which is a godsend if you make occasional overseas trips), and you can use the native voice network for calling and SMS which gives much better coverage and reliability especially in rural areas or crowded places like stadiums.
I'm currently on t-mobile, so the project fi network is at least as good as what I have now. The pay-as-you-go data plan is also going to work out to be cheaper for me - I currently have the 3 gig plan with rollover, because every few months I end up in a hotel with bad internet and really need more than a gig of data. I'm definitely paying every month for a service I only occasionally need.
I wonder what it will be like, psychologically, when I'm paying by the megabyte for data. Right now, I know I've already paid, so I just stream stuff. Under project fi pricing, my total cost per month will go down, but it will also be metered- I can have it go way down if I'm frugal. Not sure if I'll download that audio book on LTE if I know I'm going to end up paying an extra buck for it. I mean: it's just a buck, but still. Interesting to see where I land.
For me international roaming is the main advantage (although I usually buy local SIM cards if I'm in another country for an extended duration). T-Mobile coverage works very well where I live (Bay Area). If I'd need better coverage for rural areas I'd probably sign up at a Verizon MVNO such as Straight Talk ($45 for 5GB).
I do the same but in the last few months I have noticed strange latency on my Hangouts calls. There seems to be a very short delay that causes conversations to be more difficult than they need to be. It's probably my home internet (since this is the only place I use Hangouts to call) but I am pretty sure I have a good connection. I haven't tested latency thoroughly but on the bandwidth side of things I have something like ~80mbit/5mbit through Comcast.
I got a Fi invite a few weeks ago, but right now the main reason why I don't use it is that the Nexus 6 appears to be too big (I still have a Nexus 5 and the size is perfect). Probably going to wait for this year's Nexus refresh before I make the switch.
I was happy with the Nexus 5 and initially didn't want a Nexus 6 because I didn't think it would fit in my pockets. I was wrong. The Nexus 6 fits in the pockets of every pair of pants I own. I actually appreciate the bigger battery even more than the bigger screen.
I just signed up for a Fi invite (anyone know if it's pronounced 'fee' or 'f-eye'?).
I was also sceptical about the size of the Nexus 6, but when Google dropped the price a few weeks ago I decided to give it a try (if you buy from Motorola or Google, you can try it out for two weeks to see if it works for you and return it if not).
I absolutely love it. I even sold my 7" tablet, as the extra screen size of the Nexus 6 is great for reading and web browsing, on which I spend several hours per day. However, I have always used phones with two hands, so if you're someone who likes to use one hand then you probably won't like it.
Coming from the Moto X, I do miss the excellent Motorola software, gestures and IR sensors, but the extra screen size, better speakers, better camera, wireless charging and most importantly for me, the rapid android updates make the Nexus 6 worthwhile.
> that many lower cost discs are prone to fail after rather short time of storage
If you're looking for CD-Rs that will last longer than average I suggest M-DISC, which according to the manufacturer should last up to 1000 years (compared to 7 years for regular CD-Rs): https://en.wikipedia.org/wiki/M-DISC