I believe they're referring to the fact that if almost all of your code is written by junior developers without mentorship, you will end up wasting a lot of your development budget because your codebase is a mess.
It depends. On its own, UBI puts a downward pressure on the value of money. Some other things (e.g. setting low interest rates) also put a downward pressure on the value of money. However, some things (e.g. taxes) put an upward pressure on the value of money. So it comes down to how all of those factors balance out.
Yep. It's the difference between "Don't do these things, regardless of what the law says." and "Do whatever you want, but please follow your own laws while you do it".
As Paul Graham said, "Sam gets what he wants" and "He’s good at convincing people of things. He’s good at getting people to do what he wants." and "So if the only way Sam could succeed in life was by [something] succeeding, then [that thing] would succeed"
It is in the specific case that you don't have biometric or PIN login set up on the device and you use a password manager that doesn't require authentication. In that case, the only factor is "something you have". Otherwise, it is still a multi-factor authentication because the device itself still represents "something you have", and your device unlock represents "something you know" or "something you are".
Having AI spew it might suffer from the fact that the spew itself is influenced by AI's weights. I think your best bet would be to use a new human-authored work that was released after the model's context cutoff.
And of course the benchmarks are from the school of "It's better to have a bad metric than no metric", so there really isn't any way to falsify anyone's opinions...
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