Being competent and not giving your child access to your credit card or devices you can't also access seems like it solves this problem. I don't understand how it's 2021 but we're still giving parents a pass on being illiterate.
The child has a learning disability and, as I already mentioned, is away at a (special) school for much of a year. Thus - I don't have immediate access to the phone.
But thanks for your thoughtful and measured contribution.
