I'm using both, since not everyone loves PayPal. Also I was very curious about how to accept "direct" credit card payments, so wanted to set it up for that reason alone.
Recurly isn't super cheap, but it's a very slick interface for browsing payments and looking at stats. With PayPal I feel strong hesitation to go to their site as they are always very slow.
Recurly also helps collect payments even when credit cards expire by sending reminder emails to customers with a customer-facing interface where they can change their details. I think recently they are even doing some magic to automatically update expired cards: "For Mastercard® and Visa® credit cards, we’ll automatically apply the latest account credit card information when there’s an updated credit card number or expiration date." https://blog.recurly.com/2014/05/new-feature-automatically-u...
