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In the US this sort of detection is privatized - by insurance companies lowering your rates if you run their app which beans your location, speed, and motion/fitness data to their servers. At least for Allstate you need 50 drives a month to qualify for the discount, and hard braking or speeds over 80 disqualify a drive from being counted for the discount.



>Allstate you need 50 drives a month to qualify for the discount, and hard braking or speeds over 80 disqualify a drive from being counted for the discount.

The really stupid thing about this is that driving 80+ and the occasional hard braking is just normal traffic condition on some roads at some hours. Penalizing people for needing to use those roads at those times and acting like every other normal human around them when doing so defeats the point of insurance.


A little birdie tells me they always raise your rates. Deny them and thake the small hike.




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