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Agree. However, my motivation for the lifestyle downgrade was so that I could afford the job downgrade, which requires less time and attention than the previous one.

I didn't really improve my debt level or financial position any. Just made more time for "not work".




That's a very valid trade-off and another way to express the same thing. Effectively you put a value on your time rather than to reduce your debt or improve your financial position. The effect is hopefully the same: you're a happier person than you would have been otherwise.




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